ANTICIPATE – INITIATE – BUILD – IMPROVE

For more than 20 years, GALITT has been providing consulting and professional services related to electronic payments, smart cards and secure electronic transactions - the core business of the company. Integrating a wide range of skills and competences, GALITT offers services for every stage of the development and management of card-based systems: bank cards, credit cards, co-branded cards, e-purse, loyalty cards, healthcare cards, e-ID, mass transit cards...

COMPETENCES  BUSINESS CONSULTING:  Product and business positioning Assistance to new product or activity launch Competition analysis and benchmarks, tariff structure and business plan Partnership opportunity   Strategy and technology intelligence  EFT BUSINESS ANALYSIS: Payment system blueprints Opportunity and impact analysis on information systems, Production / Distribution architectures Cost studies and migration business scenarios Interoperability studies  DESIGN & SPECIFICATIONS: RFIs and RFPs, front and back-office software evaluation Functional and protocol design and specifications Test plan and test specifications Stress testing and benchmarking  PROJECT MANAGEMENT: Business Process Reengineering of card management systems Business and technical project management Roll-out plans  ACCEPTANCE TESTING:  Test plan and test specifications  Integration testing  Functional and regression testing  Stress testing and benchmarking  Third Party Acceptance  AUDIT: Audits of Quality Management systems (ISO 9001) and Security Management systems (ISO 27001) Product-oriented or process-oriented audits Audit of the Customer Reference System

EXPERTISE  Payment Systems: “3 and 4 corners” models, SEPA, Payment Schemes, networks (VisaNet, BankNet, e-rsb, …), clearing and    settlement (PE-ACHs, CSMs)  Card issuing and card management systems (magstripe, contact or contactless cards, embedded applications, debit and    credit cards, EMV cards, private labels, etc.)  Acceptance devices and acquiring systems (payment, cash, financial transactions, etc.), front-end systems (ATM host, data    capture, authorization process)  Issuer and acquirer back-offices  Security (cryptography management, certificates, etc.) Mobile Payment and services: NFC services, OTA (Over-The-Air) provisioning, service architecture and interoperability (standards and specifications), Secure Elements (UICC, GlobalPlatform...), user interaces (Midlets)...

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